Wednesday, 11 April 2012

Difference between BANK DRAFT and DEMAND DRAFT

Bank Draft 

a check drawn by one bank against funds deposited into its account at another bank, authorizing the second bank to make payments to the individual named in the draft
&
Demand Draft
A method used by individuals to make transfer payments from one bank account to another. Demand drafts are marketed as a relatively secure method for cashing checks. The major difference between demand drafts and normal checks is that demand drafts do not require a signature in order to be cashed.

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